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4 Reasons Why Real Estate Investment is Great for Time-Seeking Moms

May 9, 2016


4 Reasons Real Estate Investing is Great for MomsAt Checklist Mom, we are all about helping moms find more time freedom.  One of the best ways that I’ve found to get more time freedom, while making money is through real estate investment.

I’ve been a real estate investor for 11 years now.  I started with duplexes and single family home flips and my husband and I are now moving to bigger properties.  I have found real estate investment to be great for my family’s finances and lifestyle.

It’s a wonderful business for women, especially moms, but there are relatively few women in this space.  I’m always striving to improve my skills and knowledge, so I attend a lot of real estate conferences and seminars.  When I’m in these conferences, I’m always surprised at how few women are there (often it’s less than 10%).  It’s surprising because real estate is a particularly great investment opportunity for women – especially moms.

Here are 4 reasons why I think real estate investing is particularly great for moms:

Photo courtesy of Ken Teegarten www.SeniorLiving.Org

CC. Photo courtesy of Ken Teegarten www.SeniorLiving.Org

  1. Cash flow –  Provided you invest well, your real estate investments should provide cash flow from day 1.  In other words, after you deduct expenses from the income from your tenants, your have profits that you get to keep.  It’s a GREAT way to make money, and it’s mostly passive income (i.e., you don’t have to work for it – the money just comes to you).
  2. Life-style Friendly Business – remember that part about receiving cash flow that’s mostly passive?  That means that while you are making money your time is freed up for you to spend more time with your family, travel, etc.  Since we are all about helping moms find more time for themselves, we love this.
    Photo courtesy of Obra Shalom Campo Grande cc

    CC. Photo courtesy of Obra Shalom Campo Grande 

  3. Appreciation – Property values aren’t always rising, but over the long term all real estate values tend to rise or appreciate. This means that in addition to the cash flow, your net worth is also increasing as the value of your properties increase.  This is helpful for you and can be a vital part of leaving a legacy for your children.
  4. Tax Benefits – the federal government decided that they wanted to promote property ownership, so there are all sorts of tax benefits in the tax code for doing so.  First, unlike other businesses you might own as an entrepreneur, rental cash flow is not subject to self-employment tax.  In other words, if you make $25,000 in rental income in a year or $25,000 with a side-business selling crafts on Etsy, you’ll pay less taxes on the rental income. Another way in which you get to keep more of your cash flow is through something called depreciation.  It allows you to deduct a portion of the property value from income and pay less taxes.  In some cases, even though you’re getting income from your investment property, your property will reduce your overall tax burden (so you’re paying less taxes on all your income – not just on your income that you receive from the property).

For these 4 reasons and more, I think real estate investing is great for moms.  I am passionate about helping more moms/women get into this game, and from the conversations I’ve had with women I know the biggest barrier to getting into investing is knowing how to start.

That’s why I am presenting a free live webinar on Wednesday August 10, 2016 at 12 p.m. PST/3 p.m. EST for women called “How to Get Started Real Estate Investing Like a Goddess

In this webinar I’ll share:

  • the 7 biggest benefits of real estate investing
  • who are the members you need on your team to make sure your investment is a success
  • how you can find a great property that will cash-flow on day 1
  • how to get an investment property using little to none of your own money
  • what are the first steps you need to take to get started
  • and much more!

If you are interested, click here to sign up for the free live webinar on Wednesday August 10, 2016 at 12 p.m. PST/3 p.m. EST “How to Get Started Real Estate Investing Like a Goddess“.

We won’t be sending out a recording of this webinar, so make sure you’re there live and ready to take notes!  Also, please forward this to any other women you think might be interested.


Monick HalmMonick Paul Halm is the Chief Creative Officer at the Checklist Mom.  She has made it her mission to empower women and moms to thrive in their lives, families, and careers.  She’s a busy mom and stepmom of 3, certified life and career coach, author, speaker, and real estate investor.  She’s a wearer of many hats, and juggler of many duties and loves connecting with our moms.  You can connect with her on the Checklist Mom Facebook Page and on twitter as @monickpaulhalm.

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How to Invest in Real Estate Like a Goddess For Little or No Money Down

April 12, 2016


How to Invest Like a Goddess for Little or No Money DownSome of you may know that in addition to my work here at Checklist Mom, I’m the co-founder of a group called the Real Estate Investor Goddesses.  It’s a group geared to helping more women become real estate investors.  Tomorrow I’m co-hosting a free webinar called “How To Invest Like a Goddess With Little To No Money Down”.

Here’s the back story: I’m a real estate investor with my husband.  We’ve been flipping houses in LA for a few years now and are now investing in apartment buildings and mobile home parks.

My hubby and I went to a real estate seminar in Phoenix in January to learn how to get groups of investors together to buy large apartment buildings.  I was SOOO excited by what I learned – the potential for building real wealth and the win-win solutions you could create.  One thing upset me though as I looked around this room of 120+ people.  There were only about 9 women in the room!  Where were all the women?!

I decided right then and there that I wanted to change that.  I am all about helping women thrive and I think real estate investment is a great way for that.  It is actually a perfect business for women of any age or background. With real estate, anyone can build a business that is a perfect fit for them (and their family) at each stage of their life.  I believe it is hands down the best vehicle for anyone wanting to build a lifestyle business.

So I came back from our conference in Phoenix and started talking to my women friends about my desire to bring more women into real estate investing.  One friend, Denise Cooper, who’s a great money and biz coach, was also very interested in helping women build wealth through real estate.  We started the Real Estate Investor Goddesses together.  It’s a Facebook community for women interested in building Massive Wealth through:

  1. Real Estate Investor GoddessesMaking a property and community better than we find it.
  2. Creating only win-win situations for all, and
  3. Ensuring that everyone touched by our deals is uplifted and enriched.


Since we started we found that lots of women want to invest in real estate but they’re stopped by 2 reasons:  (1) they don’t know how to start and what to do; and/or (2) they don’t have the money.   If you’re thinking that you’d like to invest in real estate, but you don’t know where to start and/or you don’t have the money, you’ll definitely want to be on this webinar tomorrow:

“How To Invest Like a Goddess With Little To No Money Down”

There will be no gimmicks, no get rich schemes, just some real life examples on how to get into the real estate game.

If you’re interested come have lunch with us! The webinar is happening at 12 p.m. PST/3 pm EST.  You’ll want to be on the call live.  There will be no replays.

Register Here and see you on the internet!

Monick HalmMonick Paul Halm is the Chief Creative Officer at the Checklist Mom.  She has made it her mission to empower women and moms to thrive in their lives, families, and careers.  She’s a busy mom and stepmom of 3, certified life and career coach, author, speaker, and real estate investor.  She’s a wearer of many hats, and juggler of many duties and loves connecting with our moms.  You can connect with her on the Checklist Mom Facebook Page and on twitter as @thereikicoach.

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5 Must-Do Tax Preparation Tasks That Should Not Be Ignored!

April 6, 2016


tax 1040 snappaHere we go again!  Tax season for most Americans is in full swing here in the US and taxes are due on April 18th (you have 3 days of reprieve this year).  Are you stressed out trying to gather everything you need to do your taxes yourself or have a tax professional help you?  Are you trying to figure out what you need to gather for tax preparation?

Screen shot 2016-04-07 at 12.05.38 PMTax Preparation Checklist If you are like me and have a tax preparation checklist handy to use, planning and preparing your taxes becomes a much easier task and relieves worry.  Our “Tax Preparation” pre-done checklist is available for FREE this week on the Checklist Mom app under the “Managing Money” template. As an additional perk we have also prepared a free downloadable PDF Version for you to make sure you have everything you need handy. Click here to get it now

Read below to find out my five must-haves that I’ll make sure to have checked off my checklist and available for my accountant:

  1. Get the tax preparation checklist to avoid forgeting something important.

    Checklist Mom Tax Preparation

    Identification – It’s important to have your driver’s license, social security ID number, and any additional identification details you might need for the rest of the family. The bottom line is that you will need this to have your identity verified by your tax professional and government authorities.

  2. Copy of previous tax filing documents – Your previous year’s returns will help your accountant make calculations faster and easier. If your accountant has done your taxes in the past, they should have that handy.
  3. Income statements – If you’re employed, you’ll normally receive an income statement (W-2)  from your job. If they forget to give it to you, you’ll need to remind them of it before the deadline. If you’re self-employed you’ll need to bring evidence of income received through the year.  It’s important that you bring a profit and loss statement in the case you have a business.
  4. Expenses and Donations – Certain expenses are deductible or eligible for tax credits.  Bring your mortgage interest statements. In case you, your spouse or your kids are students then bring along your education expenditures and your student loan interests. If you have any of the above expenditures, it’s likely that you might qualify for credits when you file your returns.Your charity and church donations as well as doing things for the greater good can be tax-deductible, therefore, reporting them might certainly lower the amount you’ll be filing.  So bring receipts of these donations.
  5. Dental, medical and optical expenses – High medical expenses are really good deductibles. Make sure to check them off of your checklist as your compile your prescriptions, health insurance and medicals bills to share with your tax professional.

These are only a few of the things that I’m addressing on my checklist, click HERE to download our more comprehensive Checklist Mom “Tax preparation checklist.”  Using a checklist will ensure that you are better prepared to provide your accountant with all the details he or she needs to accurately file your tax documents .

Click Here And Download our Checklist Mom “Tax Preparation Checklist.”

Wishing you the best of luck during tax season and many happy returns!
Marc Paul

Marc Paul - Checklist Mom founder

Marc at 7 years old.

Marc Paul is the CEO and Founder of Checklist Mom. Marc is married to Efua (a child psychologist) and father of Cleo, age 7, and Noah, age 5.  Marc is a technology entrepreneur who is passionate about organization, parenting and creating better tools to enable moms and dads to be the best that they can be so that they and their families can thrive. Marc is a motivational speaker, entrepreneur, real estate investor and a technology geek. You can colntact Marc at [email protected]


Disclaimer – Remember that our Checklist Mom blogs and checklists are designed to make you aware of, and to remind you of, options you may have available to you. They are put on this website with the understanding that Next Generation Mobile Inc. ( is not engaged in rendering legal, medical, tax or financial advice,

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10 Ways to Save Time, Money and Stress this Holiday Season

December 15, 2015


10 ways to save time, money & stress this holidayIt’s mid-December. All your holiday decorations are up and sparkling. You’ve already bought, wrapped, and skillfully hidden all the gifts you need to buy. You’ve got your holiday party planned and fully organized (all you need to do at this point is to shower, dress, and show up). You’ve got this holiday season totally under control — on time and under budget. Right?

Yeah, me neither.

But it’s definitely not too late to get it together. How can you create a holiday that is fun and friendly on your wallet and mental health? Here are 10 tips for saving time, money and stress.

1. Make a Holiday To-Do List

Ready for Christmas with the Checklist MomFirst make a list of all your holiday to-dos.

Some to-dos are:
-getting and sending out holiday cards
-holiday decorations
-planning your holiday parties and holiday meals
-taking care of holiday travel
-receiving guests over the holidays
-buying or making presents

There are a lot of moving pieces to juggle and a good to-do list will help you to plan and take the right steps.  It will also help you remember important things to do.  This will ultimately save you lots of time and stress.

A great place to start is the “Christmas Planning” list under “Ready for Christmas” on the Checklist Mom app.  There you will find pre-populated lists that will help you plan for holiday cards, holiday decorations, holiday parties, holiday meals, receiving holiday guests, etc.

2. Make a budget and gift list before you shop

Next make a list of everyone you need to buy a gift for.  Include gift ideas for each person as well as how much you are willing to spend – per gift and in total.

Need some gift ideas?  Try the pre-populated Gifts lists from the Checklist Mom app.  There you will find gift ideas for all ages and genders.

3. Enlist Help

Child helping bake Maybe your mother or grandmother seemed to do everything all by themselves, but you certainly don’t have to.  Enlist help.

First, get your kids and spouse helping with decorations, baking, wrapping gifts, shopping. You definitely do not have to do it alone, and it’s part of the holiday experience to do things together.

If that’s not an option or you find you still need more help, there are some budget-friendly ways to hire help.

A friend of mine hires help on Task Rabbit to help her handle her large holiday party.  She prepares all the food and drink in advance, and during the party she relaxes and talks with her guests while her “Tasker” picks up and washes dirty plates, replenishes the food trays, makes and distributes drinks, etc.  For her it’s worth every penny.

You can also use Task Rabbit for anything from putting up holiday lights around the house to wrapping your gifts.

Another gift wrapping service Kalamazoo Gift, a full-service gift concierge that will receive your shipment of gifts and return them to you professionally gift-wrapped. Gift wrapping starts at $15.

Last, but not least you can hire a virtual personal assistant, through a service like Red Butler, to take care of errands such as paying bills, buying plane tickets, making reservations, tracking down that out-of-print book your father wants, and more.  Outsourcing these and other tasks will free you up to have more time to enjoy yourself and your family during this season.

4. Keep the Festivities Comfortable

Formal holiday parties and meals can be stressful and expensive.  If it stresses you out and stresses your budget, you can let go of some of your stuffier holiday traditions.  Your holiday party need not be a formal affair.  Casual parties take pressure off of you and your guests.  You don’t have to cook all the food.  Consider hosting a potluck.  Also, you can have meals that are buffet style, rather than a sit-down dinner.

5. Have a few extra gifts on hand

basket-full-of-presentsSometimes we find there are extra guests, or we forget someone, so we can save time and stress if we have an extra gift or two lying around.  Buy certain gifts in bulk, especially gender neutral “make everyone happy” gifts like boxes of chocolate or bake some extra goodies.  Who doesn’t love a gift of fresh baked cookies?

6. Give everyone the same gift

Another time saver is to give the same gift to everyone.  This will help you eliminate the long hours you normally put in towards finding the perfect individual gift.  You can give gifts like engraved glassware, label-making machines, or homemade fudge. If you can’t think of one gift to suit all of your family and friends, break your list up into groups and give one type of gift to women, one type to men, and something different for all of the children.

7. Do your holiday shopping online

Do I really need to spell out how not having to drive to the mall, drive around for hours looking for a perfect parking spot, walking through store after store and aisle after aisle will save you time?  I didn’t think so.  Online shopping will definitely save you time.  It can also save you lots of money.

Once you’ve made your holiday shopping list, you can sign up for email newsletters, download apps and set social media alerts for your favorite retailers. You can also do quick comparison shopping online to make sure you get the best deals.  Last, but not least, you can find lots of online coupons at sites like RetailMeNot or get rebates back using to ensure that you get the best deal on your holiday purchases.

8. Wrap simply

Use gift bags and/or wrap all of your gifts in one signature style — saving time and creating a finished appearance.   You’ll save time, but it can still look good.  Any solid wrapping paper will look elegant with fancy satin ribbon or cord.  Simple can be chic — and it allows you to add gift tie-ons and tags tailored to the recipient’s interest.

9. Buy a lot of staples

Buy a lot of baking staples (butter, flour, granulated and brown sugars, baking powder and soda, yeast, vanilla extract, etc.) and entertaining staples (crackers, nuts, cheese, etc.). This will save you time from having to make last minute trips to the grocery store. If you buy these things in bulk, you’ll further save money.

10. Enjoy activities that are free,

Making a SnowmanFree activities, such as taking a drive to look at holiday decorations, going window shopping, attending free holiday concerts, or making a snow person with children, are great for stress and budget. In the end these activities end up being more meaningful and contribute more to overall happiness than things, and they definitely help the bottom line.

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81% of the World’s Wealthiest People use To-Do Lists too!

July 28, 2015



Longleat HouseOK, it’s a fact! a recent study shows that most really wealthy people in the world maintain daily to-do lists, a staggering 81% of them do.

I’m not surprised at this statistic at all, because how on earth could these folks manage their vast industries by keeping all their thoughts, ideas, and to dos in their heads? It would be impossible, unless they used a system such as a to do list or had assistants that followed them around to capture their thoughts and then put these thoughts into a system.

To-do lists help them, and folks like you, to stay organized, stay motivated, and stay on track.  This is the same principle that we believe help successful moms manage happier family lives. Other traits that at least 80% of world’s wealthiest people share :

wealthy checklist mom family

The wealthiest people in the world make checklists

  • Read 30 minutes or more each day (88%)
  • Focus on accomplishing specific goals (80%)
  • Believe in life-long educational self-improvement (86%)

Learn about more habits of the world’s most successful and productive people in our Checklist Mom “Peace of Mind — On the Checklist” Training System.  It’s valued at $97, but available for free for a limited time. Sign up in the side bar, where it says “Get the Free Training and App.”

To read more on this interesting article by Nina Zipkin, click here:

The Checklist Mom!

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